The Federal Reserve advances supervision, community reinvestment, and research to improve understanding of the impacts of financial services policies and practices on consumers and communities.
The Fed and Native American Communities: A History
A bank merger proposal near a Native American community in Montana in 1991 was a key impetus spurring greater interaction between the Fed and Indian Country.
Redlining
The 1968 Fair Housing Act outlawed racially motivated redlining and tasked federal financial regulators, including the Federal Reserve, with enforcement
Community Development
The Federal Reserve’s Community Development function promotes economic growth and financial stability for low- and moderate-income communities.
Home Ownership and Equity Protection Act of 1994
HOEPA addresses unfair, deceptive, or abusive mortgage lending practices
Community Reinvestment Act
The Federal Reserve and other federal banking agencies have implemented the CRA since its passage in 1977
